Join one (or more) of the UK’s leading cashback and voucher websites and earn cash when you shop online.
Receive £5 on joining TopCashback by clicking here.
Receive £25 or £50 by switching your energy supplier to Bulb!
I’m a very satisfied customer of Bulb energy. If you wish to join me, click here to switch your energy supplier to Bulb. You’ll receive £50 if you switch your gas and electricity over to Bulb, or £25 if you just switch electricity or gas.
Receive £50 by opening a SIPP or ISA with AJ Bell and funding it with £10,000 within 120 days!
I’m a very satisfied customer of AJ Bell. If you wish to join me, check out their website here. Take advantage of their “Refer a Friend” offer by sending me a message via the Maverick Money Facebook page for further information and we’ll share £100.
Receive up to £1,000 each year with a maximum cash boost of £33,000 payable over 33 years!
If you’re eligible for a Lifetime ISA (LISA) this is a no-brainer! Find out more information here.
Receive up to £720 tax relief each year on your pension contributions even if you don’t pay tax!
It is possible for non-taxpayers to pay up to £2,880 each year into a SIPP and have it topped-up by the government by an extra £720.
Receive up to 20% of your earnings as tax relief each year on your pension contributions if you pay basic rate tax! Higher-rate and additional-rate taxpayers can receive 40% or 45% tax relief on their contributions!
A basic-rate taxpayer earning £40,000 could put up to £32,000 each year into a SIPP and have it topped-up by the government by an extra £8,000.
A higher-rate taxpayer could contribute £32,000 each year into a SIPP and have it topped-up by the government by an extra £8,000. Assuming enough tax is paid at 40%, up to £8,000 can be claimed back meaning that the effective cost of putting £40,000 in a SIPP is as little as £24,000.
An additional-rate taxpayer could contribute £32,000 each year into a SIPP and have it topped-up by the government by an extra £8,000. Assuming enough tax is paid at 45%, up to £10,000 can be claimed back meaning that the effective cost of putting £40,000 in a SIPP is as little as £22,000.
Receive up to £72,000 on a one-off pension contribution if you’re an additional-rate taxpayer with unused annual allowances!
The ability to carry forward unused annual allowances from previous years means that it is possible to make a one-off contribution of up to £160,000 in some cases. Here, an additional-rate taxpayer could make a one-off contribution to a SIPP of £128,000, receive a government top-up of £32,000 and a further £40,000 tax reclaim through their tax return.